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The team at the Columbus Branch of American Mortgage Service, Co. is dedicated to making your home loan a reality. Deena Crawford and her team will do everything they can to secure a loan that will help you achieve your dream of home ownership.

How can they accomplish this?
• Provide a complete range of loans, including fixed rate, adjustable rate, FHA, VA, Ohio Housing Finance Agency, and Rural Development products to find the right loan for you
• They are a preferred lender working closely with builders and realtors to control the whole process from origination through closing
• They have many years of experience and stay current with the latest industry updates
• They find out your complete financial situation and then present the best choices to you
• If needed, they work with you to improve your credit with free advice
• Communication within the team to make your dream a reality
• Innovative to figure out a way to help you obtain a loan
• Trusted by builders, especially with Westport Homes
• Works hard on the pre-qualification process

The team and Deena Crawford care about you when creating your loan. They really want to help you achieve your dreams.

Are you ready to buy a home? Do you have questions about credit and how the process works? Buying your dream home is important to us and we are here to help you through this whole process. We will walk you through each step to be sure you understand everything. We have helped many people improve their credit so they could buy a home. If needed, we will work with you to improve your credit with free advice. You aren’t alone in this.

Why should I buy a home? What is in it for me?
• Tax deductions
• Stable housing costs
• Gain equity
• You control your property
• Appreciation on your investment

How do you know if you are ready to buy?
• You have a steady income.
• You know what your credit situation is – Good credit is important, so do your research. Major credit cards and installment loans on secured items can positively affect your score. Pay your bills on time.
• You don’t want to rent anymore.
• Create a budget worksheet that includes rent, car payment, car insurance, credit cards, student loans, child care, gas/electric, cable, phone, and all other monthly expenses.

Why should you get pre-approved?
• You know what you can afford before you begin to shop
• Shows sellers you are serious about buying
• Allows you to make an offer quickly on the home you want

Next steps:
• Choose a realtor and lender
• Get pre-qualified
• Determine your needs vs. wants and look at homes
• Choose one, make an offer, get an inspection, and finalize the loan